by Donna | Nov 12, 2011 | NJ Bankruptcy 911
Decisions, Decisions. One of the questions I get a lot is whether someone should file bankruptcy if they have little to no income and no assets. The easy legal answer is usually no because they are effectively judgment prove. That is the...
by Donna | Nov 9, 2011 | NJ Bankruptcy 911
It is possible to switch from a Chapter 13 bankruptcy to a Chapter 7 bankruptcy. Switching from one chapter to another is called converting. You can convert your case from a Chapter 13 to a Chapter 7 so long as you are eligible for a discharge. ...
by Donna | Nov 9, 2011 | NJ Bankruptcy 911
The Bankruptcy Code is a federal law so it is applies in all states although each Bankruptcy Court may apply the law differently. You can file a Chapter 7 case every eight years. However, if you are in over your head after filing a Chapter 7 Bankruptcy, you can...
by Donna | Nov 7, 2011 | NJ Bankruptcy 911
A very large part of my practice is cleaning up other lawyers’ messes. I practice only bankruptcy (which crosses over with loan modifications). Believe you me there is so much to know in this area of the law I do not have time to venture into other...
by Donna | Nov 4, 2011 | NJ Bankruptcy 911
Many people who are contemplating getting marriage decide to file bankruptcy prior to getting married so they can get a fresh start without carrying the burden of the old debt into their new life. The debt incurred prior to the marriage will remain your debt. If...